Mortgages rates below 1%

Your mortgage could cost you less than you think. Ask us about Own New Rate Reducer.

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What is Own New Rate Reducer?

Own New Rate Reducer is an exciting new scheme available on new build homes.

It could enable you to secure a lower mortgage rate and reduce your monthly payments.

It is available to First Time Buyers AND to existing homeowners.

You'll own 100% of your new home.

You'll have a regular mortgage but with lower monthly payments for a fixed period.

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How does Own New Rate Reducer work?

1

Speak to a Sales Consultant and find out which of our new homes are available with Own New - Rate Reducer.

2

Contact an Own New panel independent mortgage advisor qualified to provide advice on Own New Rate Reducer.

3

We could then contribute either 3% or 5% of the purchase price towards your new Shanly home.

4

We pay the contribution directly to your mortgage lender (through the third party Own New).

Let's find your new home

Below 1% mortgage rate example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2-year initial period and LTV of 60%. Savings made in the initial period. To benefit from this scheme you must have taken independent financial advice from a regulated mortgage broker. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 2nd March 2024. Full T&Cs apply.

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